xt79w08wdh1p https://exploreuk.uky.edu/dipstest/xt79w08wdh1p/data/mets.xml The Kentucky Kernel Kentucky -- Lexington The Kentucky Kernel 2008-09-09 Earlier Titles: Idea of University of Kentucky, The State College Cadet newspapers  English   Contact the Special Collections Research Center for information regarding rights and use of this collection. The Kentucky Kernel  The Kentucky Kernel, September 09, 2008 text The Kentucky Kernel, September 09, 2008 2008 2008-09-09 2020 true xt79w08wdh1p section xt79w08wdh1p TORCHING

THE COMPETITION

 

TUESDAY, SEPTEMBER 9, 2008

. 1
g

UK's ‘Fantastic Four' help carry
the OffenSIve load 899 Sports. page 4

 

\Y KERNEL

CELEBRATING 37 YEARS OF INDEPENDENCE

Students question UK Alert policies

Jgfaham@kykemel .com

After the abduction of at
Lexington woman near Waller
Avenue and Elizabeth Street
early Friday morning. students
and faculty received a campus-
wide e-mail alerting them of the
incident.

The abduction occurred be-
tween 2:30 and 3:45 am. but UK
Police did not send the advisory
e-mail until about 6:45 Friday
night. Maj. Joe Monroe. UK’s in-
terim police chief. said because
the victim was taken to Jessamine
County. they had to wait for infor-
mation from the Jessamine Coun-
ty Sheriff 's Department.

UK Alert, the university‘s
emergency notification system.
was not used to notify students
because the incident took place

4

off campus. said Christy Giles.
director of emergency manage—
ment at UK.

“UK Alert is used only to
notify the campus community
in the event immediate action is
required or there is a major dis-
ruption to nomial campus oper-
ations.“ she said.

Students can sign up to re-
ceive emergency notifications by
e—mail. text messaging. phone
call or fax. Giles listed explo-
sions. hazardous material releas-
es. hostage situations. tomado
waniings. and campus closures
or delays as reasons to notify
students and staff by UK Alert.

Even though the abduction
happened off campus. some stu-
dents said they feel UK should
send out an alert when there are
emergencies in neighborhoods
heavily populated by students,

especially if they are cl0se to
campus.

“If it‘s a popular place
where students
live. like those
neighborhoods
across Limestone.
We should be alert-
ed." said graduate
student Hollie
Brabbs.

The UK Alert

UK only sends out alerts that
require immediate action by stu—
dents, Giles said. and Friday was
not considered a
situation that re-
quired immediate
notification.

Even though
the abduction was
not an ongoing sit-
uation. accounting
freshman Ashley

4

"We don't want to
bombard students
with texts and
e-mails and have
students become

system was put into
operation in Janu-
ary of 2008. Since
then. it has been

complacent about

receiving them."

Parks said a UK
Alert still could
have acted as pre-
vention.

used four times. ac- “It's a little
cording to UK Pub— CHMSTY GILES scary.“ Parks said.
he Relations: once Mew" “emergency “If We would have
for a tomado wam- managemem been notified
ing. twice for other *— around the time it
weather-related incidents and happened. some people Would
once when shots were fired at
Greg Page Apartments.

See Alert on page 3

ROCKIN’ OUT

 

PHOTO BY EVERETT ClSlO I STAFF

Audrey Gale-Dryer, a Lexington resident, climbs the rock wall at the Johnson Center on Monday evening Gale-Dryer visited the gym with her

husband.

Biology freshman
Shino Sleeper
closes in on the
top of the rock
climbing wall at
the Johnson Cen.
for on Monday
night

PH 0 TO B V
KRISTIN
SHERMRD
STAFF

Center informs about
suicide prevention

By Katie Salt:
ksaltz®kykernel com

Being away from home for
the first time can be difficult
for many college students. But
when that feeling of isolation
increases. students can become
a danger to themselves. said
Julie Cerel. an assistant profes-
sor in the College of Social
Work.

Suicide is the second lead-
ing cause of death for college
students. (‘erel said. This
week. UK is working to
change that statistic.

The Counseling and Test-
ing Center is working with the
Social Work Student Associa-
tion to inform students during
Suicide Prevention Week.
which began on Sunday. The
two organizations will staff ta-

mmmmmncm

bles outside of the White Hall
Classroom Building on Tues-
day and Wednesday from H
a.m. until 3 pm.

It is important to teach
people about suicide preven-
tion because they often do not
realize What a prevalent issue
it is. said Tina Bryant of the
Counseling and Testing Cen—
ter.

“This week raises aware~
ricss that suicide is an issue."
Bryant said. "There are more
suicides than homicides in our
country."

Some factors in suicide in-
clude untreated mental illness
and substance abuse. Cerel
said. A factor for college stu-
dents is a feeling of isolation.
she said. because students are

See Suicide on page 3

O

The Johnson Center’s rock
climbing wall is a popular hang-
out for students who want to
work ofl“ the stress of classes.
The center, which also hosts a
variety of other workout equip-
ment and activities. is open
Monday-Friday 6 a.m. to mid-
night. Saturday 10 am. to

9 pm. and Sunday ii am. to
[0 pm.

 

WWW.KYKERNEL.COM

Prof creates
enzyme to
stop cocaine
overdose

By Danielle Pritchott
newsakykernelcom

A UK professor recently announced a
breakthrough that could possibly prevent irre-
versible damage caused by a cocaine overdose.

Chang—Goo Zhan. a professor in the dc—
partment of pharmaceutical sciences. led a re-
search project to modify an enzyme that would
break down cocaine before it causes irrepara—
ble harm.

The body already has an enzyme that uses
water to naturally break down cocaine into two
inactive compounds. Zhan said. However. the
enzyme works slowly. taking around 90 min-
utes to break down half of a tiny amount of co-
caine. he said. and it takes much longer to
break down the amount in an overdose.

Zhan‘s work focused on changing the en-
zyme's structure to make it work more quickly.

The modified enzyme has a much higher
activity level. working 2.000 times faster than
the natural molecule and needing only seconds
to break down the cocaine. The enzyme is ad
ministered through injection and is not harm
ful. Zhan said. due to its ongin as a natural els
erneni of the body.

It has taken years of research for Zhan and
his team to get to this point.

"We started this research officially in
3003." Zhan said. “That was the first year that
I moved from Columbia University to the L'iii-
versity of Kentucky College of Pharmacy. That
was the first year that we had (National Insti—
tute of Healthl support for this project."

Graduate student Wen Chao Yang worked
as a research assistant on the project for three
years. Yang said there is a pressing need for
anti-cocaine medication because the drug hits
such dangerous effects.

“Cocaine is recognized as the most rein—
forcing of all drugs of abuse.“ Yang said
"There is no aiiti»coc.itnc ilit'tiltitllitll iitailiibic
The disastrous medical and \\k idi Lt‘l‘iNL"
quenccs oi“ cocaine abuse have the mode the
development ol an anti-cocaine medication A3
high priority."

The team first used computer iiiodciuig to
understand the mechanism of the enzyme that
breaks dovvii cocaine.

“The first thing we wanted io know \sas
how the cocaine binds with the enzyme and
how the cocaine is converted into bittiittjlcdii}
inactive metabolites." Zhan said.

They then modified the natural enzyme
and sent samples to a collaborator at the [I'VI'
versity of Michigan medical school, Animal
testing "was conducted \\ itlt \cr} small amounts
of enzyme that vvould not be harmful. Zhan
said.

Research remains ongoing and the project
will need to team up with it company tor llle
vestmciii. Zhan said The team hopes to men—
tuaiiy obtain the appi‘mai ot the Food and
Drug Adltlllllslf‘dllttn so the cit/ymc can be
made available for Widespread Use

“We are very confident that we can gain
FDA approval. but \Kc haw a iot of work to
do.” Zhan said.

The team most produce and purify the
modified enzyme in large scale and conduct
further animal testing based on FDA standards.
After sending that data in. the FDA has to ap-
prove testing on human volunteers. “him is
can'ied out in three phases. Only after \UL‘L css~
ful trials can the team submit their data for ti

See Cocaine on page 3

 

Diversity VP ‘hits the ground running’

By Jill Lester
ilasterfikykernelcom

 

When Judy "JJ." Jackson interviewed for UK’s top di-
versity spot in January. she — and her newly created posi-
tion - created buzz on campus.

However. big changes may not come in the time that
upperclassmen receive their diplomas.

"You might not see anything by the time you leave."
she said in an interview Wednesday. It‘s like a seed —
you don‘t see results in a few weeks. Analogously. you
don‘t see these results in a few years."

As vice president for institutional diversity. Jackson
advises the president and the provost on how university
decisions Will affect UK‘s diversity goals. She is also re-
sponsible for coordinating diversity efforts among faculty.
students. staff and administration.

In the nine weeks she has been on campus. Jackson
said she has been “getting the lay of the land“ by talking to
college deans. students and faculty members. She said she
expects the process to take about three months and hopes
to issue an outline of the diversity goals she has by the end
of the semester. By the end of the year. she said she hopes
to release more specific plans.

"All bets are off at the end of the year." she said.
“Once we do our assessment. things may stay the same.
things may change. It depends on what I learn in the next

PHOTO av Knism sumac t smr
Judy ”JJ " Jackson, Vice preSident for institutional diversity.
looks out of her office in the Main Budding on Monday moming

few months."

Making her way across different colleges is a son of
grassroots efiort to build support across campus. she said.
With more people on board. there will be more personal ac-
countability for making diversity goals a reality. she said.

See Jackson on page 3

m 257-1915; W 257-2872‘
i

 

 PAGE Kl Ille§llat§elllelllbel 930.08,-

 

 

Horoscopes"

W

By Linda C. Black

To get the advantage, check the
day’s rating 70 is the eas‘iest
day, 0 the most challenging

Aries (March 21-April19)—
Today IS a 6 .,,. It takes dlSCI'
pline, enthusrasm and guts to
advance You have all that stuff
Now, figure out what you want
to accomplish its a good time
to push forward

Taurus (April 20-May 20) —
Today is a 9» A dilemma is
resolved through a great idea
from a good and trustworthy
friend Talk it over With some
body who's already been there
and done that

Gemini (May 21-June 21) —
Today is a 5 A Your partner IS
getting a lot better about mak~
Ing decrsrons You might have
noticed by now If not, you Will
soon. This is a very good thing

Today’ 5
Dish
Sponsored By:

Cancer (June 22-July 22) -—

Today is an 8 ~77- Accept an invi-
tation to do something you've
never tried before. It could be
lunch at a new restaurant or a
trip to Acapulco. 0r both.

Leo (July 23-Aug. 22) —»
Today is a 5 —— You need the
money, so do the job and don't
even complain If you can get
into it, maybe you'll have fun.
It's certainly worth a try.

Virgo (Aug. 23-Sept. 22) —
Today is an 8 # A partner pro-
vrdes the idea you're looking for
to achieve your goal So don't try
to do ital! by ‘syour elf Share the
load and make the Job more fun,
Libra (Sept. 23-0ct. 22) —
Today is a 6 ~«- You have what
you need Now if only you can
find it. Ask a close family mem»
ber to help He or she may have
moved it

Scorpio (Oct. 23-Nov. 21) —
Today is an 8 fl You're learning
qurckly and that's a good thing.
This game is very fast-paced.
You can win With a combination

fl yyourgail dose Utentertairtroeotpooouitute and. fun

kernel

of skill and goo

Sagittarius (Nov. 22-Doc. 21)
— Today is an 8 *— You'll have
a chance to make more money
now, which is always nice.
Start your own business. Buy
low, sell high.

Capricorn (Dec. 22-Jan. 19)
—— Today is an 8 —~ A plan
you've been formulating is start-
ing to take shape. It's like you're
being released from a holding
pattern. You’ll accomplish amaz.
ing things in the next few
weeks.

Aquarius (Jan. 20-Feb. 18) —
Today is a 8 — Luckily, you're in
a pretty good mood. If you
weren't, all this mucking around
in messes could really get you
down. Don't give up. There's got
to be a pony somewhere in there.
Pisces (Feb. 19-March 20) ——
Today is an 8 - Your friends
are numerous and supportive of
your creative endeavors. Actual-
ly, they're your fan base You
gotta love 'em for it,

(C) 2008 TRIBUNE MEDIA SERVICES

CHARLIL 816A Euclid “PE“ “In

8‘: \NNC " (19—269 :701

Holy hyphenates! actress-
modeI-mom Brooke Shields
has added another title to Iter—
already packed resume: chil-
dren‘s book author. Luckily.
the New York City native. 43.
didn't have to look further
than her two daughters
(Rowan. 5. and Grier. 2. with
writer husband Chris Henchy.
44) for inspiration when pen—
ning Welcome to Your World.
Baby. about a child embrac—
ing a new sibling. As she
gears up for a second season
of NBC‘s Lipstick Jungle
(premieres September 24. 10
p.m.). Shields talks to Us.

Q: How did your kids
help inspire this book."

The book was. in a way.
just the one-liners Rowan
came up with. When the baby
was born, she really did say,
"Well. this is it. baby! Wel-
come to your world!" She
thought she was instantly go-
ing to have a playmate. which
was a bit tough. She'd say.
“She can‘t even chew. Mom!
She can‘t eat pizza!“

Q." Have Grier and Suri
C mire had any recent play-
dates."

No. (Katie Holmes is) so
busy and we‘re so busy. I
know how hard it is doing a
play. So if] don‘t get a phone
call. I totally get it.

Q: What (on we expect
front Lipstick Jungle."

A lot of upheaval for
Wendy. And. of course.
shower scenes. spray tanning

and bikini underwear, Stuff

that has me going. I‘ve got

95w

(’0?

Brooke’s
balancing act

The actress talks family,

We Dig" fitness and TomKat with Us

kids! I don‘t
about this!

want to think

Q: How do you stay fit.”

I‘m done with the years
of “that fast“ or “this diet."
You just have to exercise.
The clothes are so small that
they give us! It motivates you
to get to the gym more.

DJ CASSIDY'S to -
songs for the Fal

Hey. mr. Dj! Mix-Master
DJ (‘assidy is a staple at
celeb fetes all over the globe.
The New York City native.
27. gives Us his party
pIayIist.

I "Green Light" John
Legend (with Andre 3000)
“John Legend's laid—back
vibe with Andre 3000‘s futur—
istic sound is hot?“

I “Paper Planes"
MIA. “Her sound is very
cutting edge. People throw
their hands up when I put this
on!“

I “7 Things“ Miley
Cyrus "It's the guilty pleasure
no one on the dance floor can
resist!“

I "Time Don‘t Pass Me
By“ O‘Neal McKnight "This

track is an instant anthem of

celebration and nostalgia."

I “Viva La Vida“ Cold—
play “Whether the ~original
or its many remixes. it‘s -al-
ways the coolest song of the
night.“

I "lockin' (Dope Boy
Fresh)" Jay—Z “The king is
back! This is the hottest hip-
hop song of fall.“

I “You Know What“

442 S. Ashland Ave. 0 269— 7702

”accuse Visa Kassie-(card. 5 F‘LUS ACCOUNT

l

\

N. ER 1). "Pure fall funk!
Phanell' s music is always II)
sexy and l .f‘ishionahle

I "Could You Be the
Reason" Akon "A sexy R&B
song. Makes me feel like I
was at Studio 54 ~closing
night!“

I "Beat (ioes ()n“
Madonna "It‘s classic disco
fun. The top song of Diddy‘s
4th of July party“

I "Calling
DeLuna “Donna
meets Janet . ckson.
great for dancing."

You" Kai
Summer
It's

How I lost 20 pounds

High School Musical star
Monique Coleman tells Us
how she dropped two dress
sizes and toned up to tackle a
big goal: her first triathlon!

I didn‘t notice I had
gained 20 pounds until i saw
myself in High School Musi—
cal 2.“ Monique Coleman.
37. tells Us of her wake—up
call last fall. “I got on the
scale and it said I45. and I
thought it was broken!“ The
5-foot-.‘\ actress has since
shed 20 pounds and slimmed
from a size 6 to a 2.

Plus. she‘s set her sights
on a formidable fitness chal—
lenge: competing in the four-
mile running leg of the Nauti—
ca Malibu 'I‘riathlon Septem—
ber 14 in California (along—
side Jennifer Lope/J). “It‘s
the hardest thing I‘ve ever
done.“ says the former Danc—
ing with the Stars hoofer.

COPYRIGHT 2008 US WEEKLY

2 H
W SW liaisiciiis WI

student In

A

‘llllTICIIIIIIRIII. NETWDIIKINS RECEPTIDN

2000 BUSINESS BABIES I‘Mll

MULTICULTURAL NETWORKING RECEPTION:

Tuesday, September 16, 5-7 pm.
James W. Stacker! Career Center

Employers attending include:

Aldi. lnr

888T

Crowe Chizek 3r Co.

Target

Teach for America

The Kroger Co.

University of Cincinnati College
of Business
Universuy of Kentucky
MBA Center
US Navy
Walgreens

Cummins
Enterprise Rent-a-Car
Fifth Third Bank
PricewaterhouseCoopers
Procter & Gamble
Sherwin Williams Co.

Wednesday.
September 10

Light refreshment served. Door prize.
Bring your resume and dress professionally.

 

2008 BUSINESS CAREER FAIR:

Wednesday, September 17,10—2 pm.
Student Center Ballrooms
(over 100 organizations attending)

Lexmark Public Room
[Main Bldg., 2nd Floor]
7:30 PM

Bring more than 25 resumes and dress professionally.

‘Jn (it. Wr/ our l ' (If: (k in iirtli l/lrllillill Studi tit ID Card
need more info? \ISIi uky.edulCareerCenter

UK

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TEACHFORAMERICA

 

   

ALERT

Continued from page 1

have chosen to stay on campus or take more precau—
tions when they leave their dorms or apartments."

Giles said UK Police have the ability to activate UK
Alert because they get firsthand information about
emergencies.

“UK police department can make the decision to
send alerts to students about off-campus situations.“ she
said. “Their dispatchers have the ability to initiate the
UK Alert."

Graduate student Sara Eickhoff said she learned
about the abduction by watching the news before she
received the e-mail from UK. Eickhoff said she thought
UK should use the alert system if an emergency occurs
in a place where so many students walk.

UK does not want students to disregard the alert
system though. Giles said, which is why they choose to
alert only for immediate, on-campus emergencies.

“We don’t send out alerts for everything.“ she said.
“We don’t want to bombard students with texts and e-

COCAINE

Continued from page 1

ml approval.

The team led by Zhan is
nottheonlyonetotrytheen—
zyme approach. he said.
though no other modified en—
zyme has been as efficient.
Yang said if the enzyme is
successful in further testing, it
could be a revolutionary drug.

“At present. doctors can
only try to relieve the symp—
toms of cocaine overdose
and cannot really solve the
overdose problem. If this en—
zyme works well in humans.
it would be a powerful thera-
py to remove drugs from a
user‘s body." Yang said.

Cocaine is one of the

brain. according to the Na-
tional Institute on Drug
Abuse. A tolerance for the
drug usually develops, re~
sulting in a constant increase
in the amount used. This in-
crease is often the reason for
overdose.

Zhan said the approach
of neutralizing cocaine in the
body has led many to won—
der if it might be effective
against other drugs. The idea
could work theoretically, he
said, though the entire
process would have to be
restarted focusing on a dif~
ferent enzyme.

“It does depend on the
specific situation.“ Zhan
said. “To use the general en-
zyme approach. we would
have to identify a type of en—
zyme that does the desirable

SUICIDE

 
  

Tuesday, September 9, 2008 | PAGE 3%

 

Continued from page 1

away from their social support systems.

Students can find information about how to recognize
symptoms at the display. Bryant said, which could help people
recognize suicidal behavior in their friends or in themselves.

"Hopelessness is probably the key symptom,” she said.
“We want to get people to be aware of the symptoms. like de-
pression, or there might have been a drastic change in people‘s

lives.”

The Counseling and Testing Center also offers a training
program called Question, Persuade and Refer. The prevention
program trains people to recognize signs and how to ask a per-
son if they are feeling suicidal.

“It trains to ask people directly, ‘Are you thinking about
hurting yourself?‘ " Bryant said.

The QPR program is helpful on campus because it shows
that anyone can recognize the signs that somebody might be at
risk for suicide, Cerel said. because it most likely won‘t be a
professional to first notice someone needs help.

    
 
   
 
    
 
   
    
   
   
   
      
    
    
     
    
    
   
    
     
 
     
    
    
    
     
   
    
    
      
       
   
    
    
     
    
     

"It‘s a roommate. a classmate or a teammate that first sees

  
 
 

 
 

mails and have students become complacent about re—

ceiving them.“

 

most addictive drugs. and
one that directly affects the

prove

work which we can im-

 

the signs." Cerel said. “We are in a caring community where
we need to look out for each other."

 

JACKSON

 

Continued from page 1

“It’s a burn-out situation when
the university says that. ‘Oh.
we‘ve hired a diversity person. a
diversity officer. so our work here
is done. Send it over to JJ..‘ " she
said. “People need to say. ‘Oh.
let‘s call JJ. and put our heads to-
gether about this.‘ "

Student Government President
Tyler Montell and Vice President
Grant Mills met with Jackson at
the beginning of August to discuss
diversity efforts for the next year.
Montell said. The three discussed
the possibility of student advisory
boards to meet with Jackson about
three times each semester.

Montell said he would be in-
terested in helping with the
boards. but not sponsoring them
in full. It shouldn’t be labeled
solely as an SG effort. he said.

“Every student group, diversi-
ty—minded or not necessarily di—
versity—minded. wants to help," he
said. “It‘s not necessarily some-
thing that just we should do."

During open forums in Janu—
ary, Jackson said one of her goals
was to have an open-door policy

for students. Nine weeks ih. Jack-
son said people keep stopping in
to introduce themselves or offer
comments.

“I love it. it's fun. and it says
there‘s an openness he’re that I
hope we can keep.“ she said.

Jackson said she is hesitant to
set specific goals for the next few
years. such as bringing in a certain
amount of minority students every
year. because it “smacks of quo-
tas." she said and sometimes those
goals aren‘t achievable because of
unforeseen circumstances.

“1 don't like to set hard and
fast goals.” she said. “We just
want to do our best. We‘ll meas-
ure our progress, but we‘re not
going to say, ”This is what we‘re
going to do — 50 new students.“
We can‘t promise that."

One idea that's already mov-
ing forward is the tentatively-ti-
tled Bluegrass Fellows program.
said Pat Terrell. vice president of
student affairs. The program.
which Terrell said may begin as
early as next year. would allow
first-year students from a variety
of backgrounds to get to know
each other.

“That‘s an example of her en-
ergy and vision," Terrell said.
“She‘s definitely hit the ground

running —— there ‘s not going to be
any grass undemeath her feet."

One specific goal Jackson did
mention for this school year is a
decision on how to best fill the
gap left by the resignation of Ve—
leashia Smith. Smith officially
ended her directorship of the Mar—
tin Luther King Jr. Cultural Center
on Aug. 31, and Jackson said it
will take until at least the spring
semester to fill the role.

“When something like that
happens it’s another opportunity
to take a look at the organization.
to see what impact has this per-
son's departure had on the organi-
zation and how should we move
forward." she said.

By spring, which Jackson
called'the “prime time for hiring."
UK will hopefully have filled the
position.

Jackson said she will not let
the university‘s 6 percent budget
cut faze her as she tries to pull
support from around campus and
decide how to proceed.

“Having grown up poor and
done a lot. I realize the budget
cuts are an unfortunate reality."
she said. “I‘m not going to let it
stop me in my tracks. because you
can have a good idea whether you
have money or not."

 

NEWS BRIEF

 

Board of Trustees to meet Tuesday

UK's Board of Trustees will meet for the first
time this school year on Tuesday at 1 pm. on the
18th floor of Patterson Office Tower.

Those attending include UK President Lee Todd
and Student Government President Tyler Montell.

Russ Williams, a staff representative on the
board. said the meeting should be very routine.

Todd will discuss his institutional goals for the

upcoming school year and will give his report on the
school year thus far.

Various committees such as Academic Affairs.

Finance. Human Resources and Investment will pres-
ent their ideas and reports before the board.

Last week. the nominating committee selected
two new members. Sandy Patterson and Phil Patton.
to the Executive Committee.

 

TL‘RNING FOR HOME

 

Joann lianekham—
my, 27, walks
through the coun-
yard outside the
Advanced Science
and Technology
Commercialization
Center on her way
home from class
Monday evening

P H 0T0 B Y
EMILY
COOVERT
STAFF

 

wwwnxvenu[Camuscittennnn

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(fl/Mn" 4::
.,,

 

 

Campus CALENDAR

Renters insurance:
Don’t live at home
Without it

By Eve Mitchell
Contra Costa Times

WALNUT CREEK. Calif. —-
Whether you own or rent. you‘re
bound to end up with fumiture.
clothing. electronics and a whole lot
of other stuff. But that's where the
common ground ends.

Most homeowners have insure
ancc that covers the loss of their
possessions in the event of a fire.
theft. or other covered peril. That‘s
not the case for renters.

Nationwide. 96 percent of
homeowners have homeowners in
surance (such insurance is a require»
ment of having a home loan) while
only 43 percent of renters have
renters insurance. industry statistics
show.

Almost half of the renters ques»
tioned in an Allstate survey of the
Bay Area conducted in June said
they knew about renters insurance.
but had not yet bothered to look into
getting a policy. Another third said
they didn't think their possessions
were valuable enough to get insur-
ance.

“(Rentersi tend to be younger
when thcy enter the rental market
and (thinki ‘My stuff is not worth
that much~ but when you lose every—
thing it's devastating." said Dawn
Prince. owner of an Allstate agency
in San Francisco. That‘s not the atti—
tude to take. she said.

“It's not that you don't have that
much. It‘s that what you do have
would be very difficult to go out
and replace." she said. “Just because
your couch is old. it‘s still somc~
thing that you own."

Forty—two percent of renters in
thc Allstate survey. regardless of
whether they had renters insurance
or not. estimated the value of their
possessions at $30,000 or more.

Premiums for renters insurance
are tied to the insured value of your
possessions and the size of the de~
ductible. among other factors.

"It depends on how much cov~
erage you choose." Prince said.
adding that the cost can be lowered
if you get renters insurance from the
same carrier that provides your auto
insurance.

Renters insurance covers the
loss of personal property due to fire
or smoke. lightning. vandalism.
theft. explosion. Windstorm and
water damage from plumbing.
Renters insurance also provides for
temporary lodging. But it does not
cover damage caused by earth—

quakes. floods or landslides. Such
coverage has to be purchased sepa—
rately.

The average yearly premium
for renters insurance was $261 in
2003. according to industry statis-
tics.

When looking for renters insur-
ance. make sure the policy has re-
placement coverage as opposed to
actual cash value coverage. experts
advise. With replacement coverage.
the insurance company pays up to
the policy's dollar amount for what
it costs in today‘s dollars to replace
the items. Actual cash value pays
the replacement cost minus the up
preciation.

"Most policies today have your
personal property coverage on a
replacement cost basis. which
means that there is no depreciation
taken for wear and tear." said
Steve Holland. president of Fideli-
ty Insurance Service. at Berkeley.
Calif-based independent insur»
ance broker. “Replacement cost is
really critical. Make sure you ask
for it.“

Renters insurance also includes
personal liability coverage for med
ical and legal bills in cases uhcrc
the insured renter causes accidental
injury to other people and/or their
property. So if someone trips over a
coffee table in your apartment and
breaks an arm. you would be cov-
ered.

Not only that but the liability
coverage also cxtcnds outside of
the borne. “Personal liability cov-
erage deals with things that hap-
pen iii life that don‘t necessarily
have to be at home." Holland cx—
plaincd.

Sonic renters policies can also
include dog bite liability with cover-
age depending on the dog‘s breed
and whether thcrc is (l history of bit
ing,

When a rcntcr has roommates.
it‘s important to ask thc carrier if
the policy can be written in the
names of the all roommates. said
Holland.

Some renters mcon‘cctly assume
the landlord‘s insurance for the
apartment burlding will cover their
possessions.

“There is no duplication of cm-
cragc between a landlord‘s covcragc
and a tenant‘s coverage." Holland
said.

The upshot: If a fire in your
apartment building destroys your
possessions. you‘re out of luck if
you don‘t have renters insurance.

Visrr rat: was sir: son strut oxruts on
To POST YOUR own UK EVENT.

The Campus Calendar it produced by the Oflire of Student Arrlwties, leadership 8 /nvolvement Registered Student Orgt and UK Dept; (an tubmit «n‘ormatvon for FREE onirne ONE WHK PRIOR to the MONDAY information 78 to appeal car/1574867 for more informal on

...r.__.—..A....., .. ...,. . . ...

-Ice Skating Open
House, 11:00 AM,
Lexington Ice
Center

OUK Trap and
Skeet Practice,
7:00 PM, Bluegrass
Sportsman League

 

—°lce Skating Open

House, 11:00 AM,
Lexington Ice
Center

OUK Trap and Skeet
Practice, 7:00 PM,
Bluegrass
Sportsman League
0Cover Letters 101,

12:00 PM, Raymond

,Bld, Room 112

NCAA Football

.2009 Tournament,

‘Student Center Cats

r

I

7:00 PM, UK

Den

olce Skating Open
House, 11:00 AM,
Lexington Ice Center
OUK Trap and Skeet
Practice, 7:00 PM,
Bluegrass Sportsman
League

0Comedy Caravan,
8:00 PM, UK Student
Center Cats Den
0Honors Program
Student Council Ice
cream Social, 8:00 PM,
Outside Patterson Hall
OFellowship of
Christian Athlete, 8:00
PM, Room 211 of the
Student Center

. League

olce Skating Open House,
11:00 AM, Lexington Ice
Center

OKentucky
Women Writers

OSpotlight: Careers in HR, AM, Young
3:30 PM, Career Center Library and vari-
OCollege of Agriculture OUS others

Student Picnic, 4:30 PM,
Round-Up Tent in the
Field Next to the Good
Barn

OUK Trap and Skeet
Practice, 7:00 PM,
Bluegrass Sportsman

Lexington Ice

Center

CUK Trap and

Skeet Practice,

OBedtime, Nolsycrane,
and Zephaniah Bostow,
9:00 PM, UK Student
Center Cats Den

Conference, 9:00

Olce Skating Open
House, 11:00 AM,

7:00 PM, Bluegrass
Sportsman League

OKentucky Women
Writers Conference, 9:00
AM, Youn Library and
various ot ers

olce Skatin Open House,
11:00 AM, exrngton Ice
Center

OUK Trap and Skeet
Practice, 7:00 PM,
Bluegrass Sportsman
League

OUK Trap and
Skeet Practice,
7:00 PM, Bluegrass
Sportsman League

l
i
i
i
J

  
     
  
  
   
   
   
   
     
   
    
    
   
     
   
    
    
  
   
    
  
     
  
   
     
    
   
 
   
  
  
    
  
  
  
    
  
  
 
   
   
  
  
 
 
   
   
   
    
   
    
   
   
    
  
  
   
   

  

     
  
   
   
   
    
 
   
   
   
  
   
    
  

  

 Tuesday
September 9, 2008
Page 4

SPORTS

Kenny Culstoii
Sports Editor

Phone 257 l915
kt olstoii‘Qkykernel tom

 

Senior running -
back Tony
Dixon dives
forward for
extra yardage
against Nor-
folk State,
UK's running
game racked
up 297 yards
Saturday.

PHOTO BY
EMIlV
COOVEIT
STAFF

'Fantastic Four' showcasing their abilities

By Bobby Reagan

breagan©kykernelcom

The Fantastic Four is ap—
parently no longer known as
Mr. Fantastic. the invisible
Woman. the Human Torch
and the Thing. Now it‘s Der—
rick Locke. Tony Dixon. Al-
fonso Smith and Moncell
Allen. whose alias can also
be known as the UK running
back committee.

“We call ourselves the
Fantastic Four." Smith said.
“It‘s something we can hold
onto our shoulders and go
into the game with."

All four running backs
have the ability to bust loose
and have to always be ready
for when they are called into
action. Smith said.

“Coach tells us to stay fo-
cused." Smith said. “When
Locke and Tony come off the
field. I'm always asking them
what the defense is doing and
We are always talking
amongst u